PFG Easy Doc Program
|
Who Can Apply
|
Clients that are self-employed or full-time investors and are unable to provide extensive financial statements or taxation returns
No minimum period of self-employment is required
|
| What do have to provide |
No proof of income required for self-employed applicant/s
No PAYG borrowers can apply for this loan
|
| Loan purpose |
Loans considered for purchase, refinance or consolidation
Investment or owner-occupied residential security property
Loans can be regulated or non-regulated by UCCC
|
| Loan term |
Up to 30 years |
| Loan size |
$30,000 - $2,000,000 |
| Repayment options |
Principal and InterestInterest-Only for 10 years then amortisation program commences |
| Repayment methods |
Direct debit from bank account
Bpay
CreditDirect Salary and Other Income Credits
|
| Repayment frequency |
Weekly, fortnightly, twice monthly or monthly
Day and date can be nominated
|
| Additional repayments |
Can be made at any time using the above methods |
| Redraw |
No minimum redraw amount
Funds paid into bank account |
| Redraw methods |
StarNet (Internet) StarCall (telephone) |
| Loan account fees |
No monthly account maintenance or ongoing fees
Unlimited free standard transactions p/m
No portability or top-up fees
No Internet or telephone transaction fees
Early repayment fee – if loan facility (or loan split) repaid in full and closed < 5 years
Credit Risk Fee (Uninsured)
|
| Program conversion or rate reduction |
The Lender will consider a reduction of the interest rate when all borrowers provide current financial information and tax returns that comply with the Lender’s lending criteria |
| PRO PACK |
Pro Pack option is available...click here to get more information
|
| Product Code |
Product |
Key Features |
| PS |
PFG Standard |
Individuals(PAYG or Self-employed), Companies, Partnerships or Trusts. Full supporting documentation and evidence of income is required for all applicants.
more information......
|
| PPD |
PFG Premium Delux |
Individuals(PAYG or Self-employed), Companies, Partnerships or Trusts. Full supporting documentation and evidence of income is required for all applicants. Customers who require more than six non standard transaction.
more information......
|
| PLOC |
PFG LOC |
Variable rate, Line Of Credit loan account with interest capitalization, cheque book, direct card and direct debit and direct credit facilities.
more information......
|
|
News 