PFG Full Doc Program
| Who can apply |
Individuals (PAYG or self-employed), Companies, Partnerships or Trusts |
| Loan features |
Full supporting documentation and evidence of income is required for all applicant/s |
| Loan purpose |
Loans considered for purchase, refinance or consolidation Investment or owner-occupied residential security property Loans can be regulated or non-regulated by UCCC |
| Loan term |
Up to 30 years |
| Loan size |
$30,000 - $4,000,000 |
| Repayment methods |
Direct debit from bank account BPay CreditDirect Salary and Other Income Credits |
| Repayment frequency |
Weekly, fortnightly, twice monthly or monthly
Day and date can be nominated |
| Additional repayments |
Can be made at any time using the above methods |
| Redraw |
No minimum redraw amount Funds paid into bank account |
| Redraw Method |
StarNet (Internet) StarCall (telephone)ManualDirect card (can be used at any ATM) |
| Loan account fees |
No monthly account maintenance or ongoing fees
Unlimited free standard transactions p/m
No portability or top-up fees
No Internet or telephone transaction fees
Early repayment fee – if loan facility (or loan split) repaid in full and closed < 5 years
Deferred LMI fee (Insured)
Credit Risk fees(Uninsured)
|
| PRO PACK |
|
| Product Code |
Product |
Key Features |
| PLS 6 |
PFG Low start 6 |
Honey Moon offer for six months; for Individuals. Full supporting documentation and evidence of income is required for all applicants.
more information......
|
| PLS 12 |
PFG Low Start 12 |
Honey Moon offer for twelve months; for Individuals. Full supporting documentation and evidence of income is required for all applicants.
more information......
|
| PLS 24 |
PFG Low Start 24 |
Honey Moon offer for twenty four months; for Individuals. Full supporting documentation and evidence of income is required for all applicants.
more information...... |
| PSA |
PFG Saver |
Individuals(PAYG or Self-employed). Full supporting documentation and evidence of income is required for all applicants. Limited features, variable rate loan facility.
more information......
|
| PP |
PFG Premium |
Individuals(PAYG or Self-employed), Companies, Partnerships or Trusts. Full supporting documentation and evidence of income is required for all applicants. Available only for refinancing.
more information......
|
| PS |
PFG Standard |
Individuals(PAYG or Self-employed), Companies, Partnerships or Trusts. Full supporting documentation and evidence of income is required for all applicants.
more information......
|
| PPD |
PFG Premium Delux |
Individuals(PAYG or Self-employed), Companies, Partnerships or Trusts. Full supporting documentation and evidence of income is required for all applicants. Customers who require more than six non standard transaction.
more information......
|
| PLOC |
PFG LOC |
Variable rate, Line Of Credit loan account with interest capitalization, cheque book, direct card and direct debit and direct credit facilities.
more information......
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