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ENJOY THE FREEDOM LINE OF CREDIT OFFERS YOU
 
Why to think twice when you have so much left before you?
  • Variable rate Line of Credit loan account with interest capitalization,
  • Cheque book, direct card and direct debit and direct credit facilities
  • Additional repayments are accepted at any time subject to any early repayment fee provisions.
  • Repay Interest only
  • Repayment can be done weekly, fortnightly, twice monthly or monthly, even you can nominate your convenient day and date of repayment
  • No account keeping fee and statement fee (issued quarterly)
  • Unlimited free standard and non-standard transactions per month.
  • Loans can be applied for any worthwhile purpose.
  • Same interest rates for personal use loans and investment loans.
  • You get the freedom to utilize the unlimited redraw of available credit.
  • You can use a cheque book to access your available credit.
  • Using our direct card, you can use your available credit to access cash via ATM or purchase goods or services via EFTPOS.
  • Using Optional direct debits facility you can use available credit to make payments like health insurance, mobile phone accounts, credit card etc.
  • You can have your loan accounts split a maximum of four ways with separate statements issued for each loan split.
  • You have the ability to switch repayment options or repayment frequency at any time, however some conditions may apply.
  • Salary can be directly credited to the loan account.
  • Funds can be transferred to your loan account via Bpay Credit.
  • Income from any source can be directly credited to your loan account, including rental income, share dividends, tax refunds etc.
  • Unlimited free Internet and telephone transactional services using StarNet and StarCall (1300 300 988).